You can start a pet emergency fund

If you don’t want to opt for pet insurance, you can start a pet emergency fund that could help you in the long run. You can put aside a few dollars each week to cover small emergencies.

“Be sure to include extra funds for emergencies, as unplanned visits to emergency clinics and overnight stays can add up fast,” said Woroch. 

“If the pet continues to stay healthy, the money continues accumulating,” she says. “If pet owners start making weekly deposits when their pets are young, they should have enough money to provide proper veterinary care by the time their pets develop age-related health problems.”