A heap of scientific evidence shows that for most people, owning a pet is good for the mind and body.

There’s a cost, however, for all that purring, playing, tail-wagging joy.

From pet hospital bills to trips to the pet supplies store, a dog or cat will burn through money every single day you’re together — but not at the same rate.

Both animals have different needs and come with different bills, but the good news is both cat people and dog people alike can save money on the most common expenses.

Cat: Routine Vet Visits

Cost: approximately $45 to $55

Adult cats should see the vet once a year, although kittens have to visit every three or four weeks until they’re 16 weeks old. When they’re young, they need vaccines and screenings, which can raise the average cost to between $18 to $50 for each shot or test. When cats enter their senior years, they start seeing the vet twice a year. And with more expensive cat breeds, you want to be aware of added costs.

Dog: Routine Vet Visits

Cost: approximately $45 to $55

Like their feline rivals, dogs have to visit the vet for shots and screenings at least once a month until 16 weeks old. Vet visits for adults dogs should happen once per year until they reach seven to 10 years old, at which time the visits move to twice per year. Shots, screenings and tests can all raise the cost of a visit. With all these costs, it’s worth considering a less expensive breed of dog.

Cat: Spaying and Neutering

Cost: approximately $145

Spaying your cat is the first step to responsible pet ownership, according to the American Society for the Prevention of Cruelty to Animals (ASPCA). The first reason is obvious — no unwanted kittens. But spaying and neutering also come with a heap of potential health-related benefits, such as reduced cancer risks and possible behavioral improvement.

Dog: Spaying and Neutering

Cost: approximately $190 to $220

By spaying or neutering your dog, you can do your part to stem the homeless animal epidemic. And just like for cats, the procedures also reduce your dog’s exposure to a host of health and behavioral problems. The ASPCA estimates you’ll spend $190 for small dogs, $200 for medium-size breeds and $220 for big dogs.

Cat: Surgical Vet Visits

Cost: approximately $245

The average feline surgery costs $245, according to the American Pet Products Association (APPA). Veterinary Pet Insurance, which is a subsidiary of Nationwide, reports that tooth extraction brings more cats to the animal hospital surgical table than anything else, with abscesses and other benign skin masses not far behind. Cats are also susceptible to several kinds of cancer, and the treatments in those cases can run deep into the thousands.

Dog: Surgical Vet Visits

Cost: approximately $474

The APPA warns dog owners that their pets will cost even more than cats if surgery at an emergency vet or veterinary clinic is required. Skin ailments and masses are the most common surgical procedures, according to Veterinary Pet Insurance, which advises owners that expensive cancers are also fairly common in dogs. Among the costliest procedures of all, however, are ACL repairs on damaged knees.

Cat: Insurance

Cost: approximately $175 annually

The ASPCA estimates that you’ll spend $175 a year to insure your cat. Just as with your own car and health insurance, policies come with a huge selection of deductibles, copays, payout maximums and coverage options, all of which can affect the price you’ll pay every month or year.

Dog: Insurance

Cost: approximately $224 annually

Dog insurance will run you about $225 a year, no matter the size or breed of your dog, according to the ASPCA. Just as with cats, the type of dog you have, its health and the coverage you want will affect the price. Owners with more than one dog, older dogs and younger dogs are more likely to need insurance.

Cat: Food

Cost: approximately $235 annually

If you own a cat, you can expect to spend $235 to feed your furry friend every single year, according to the APPA. Feeding your cat isn’t a science, but portions and schedules vary considerably depending on age, size and other variables. Generally, a healthy cat requires 30 calories per pound per day. Remember that feeding it too much can be as dangerous as too little.

Dog: Food

Cost: approximately $235 annually

It costs as much to feed a dog as it does a cat, but dogs, of course, can grow much bigger — and hungrier — so the real average cost will vary wildly depending on breed, according to the APPA. Dogs can consume as little as a half-cup to more than six cups of food per day, so size matters when it comes to price, according to PetMD.

Cat: Treats

Cost: approximately $56

The growth of the pet treat industry is a key driver in the overall growth of the pet food sector — especially at specialty stores, according to Petfood Industry. Part of that growth might be because owners are opting for healthier — and often more expensive — options for pampering their pets. It could also be that people are simply giving their cats too many treats, according to WebMD.

Dog: Treats

Cost: approximately $72

Dogs should get no more than 10 percent of their daily calories from treats, according to WebMD. But even then, the APPA estimates you’ll spend $72 a year on snacks for your pooch. Just like their cat counterparts, dogs have a much wider selection of treats available with healthier ingredients than they did in years past — but that might require their humans to pay a little more.

Cat: Kennel Boarding

Cost: approximately $164 annually

It costs $20 to $30 per night to board a cat in a pet shelter while you’re away, according to client/service pairing website Thumbtack. That gives you about a week for a cat-free vacation before you cap out at the $164 average the APPA says cat owners spend each year on the service.

You can spend more or less, however, depending on the level of pampering and other factors such as whether your cat requires medication or wants extra “night time cuddles” or “tuck-in service,” which will cost you $3 more at one Thumbtack service.

Dog: Kennel Boarding

Cost: approximately $322 annually

Here, too, dogs cost more. You’ll spend $40 to $60 per night to board a dog, according to Thumbtack, and the APPA says the average jumps all the way up to $322 a year to put up your pooch. Just as with cats, the cost of boarding can jump up or down depending on variables like the dog’s maintenance level and the type of care.

Cat: Vitamins

Cost: approximately $46

Cats must have animal protein in their diets and, unlike dogs and humans, they don’t need to consume any carbohydrates at all, according to the Feline Nutrition Foundation. If they don’t get enough vitamins and minerals from their diets, they might need a vitamin supplement — particularly vitamin A, which cats can’t convert from plant-based beta-carotene like many animals can. Cat owners spend an average of $46 a year on vitamins, according to the APPA.

Dog: Vitamins

Cost: approximately $58

Most quality dog food options provide all the vitamins your dog will need, according to PetMD. But some dogs can benefit from a vitamin specifically designed for a certain condition — most commonly joint pain. The APPA reports that the average dog owner buys $58 worth of vitamins a year.

Cat: Grooming

Cost: approximately $50 to $70

Cat grooming isn’t as big an industry as dog grooming, according to Thumbtack, which places the average cost for the service between $50 and $70. The reason, according to the ASPCA, is that cats are self-cleaning machines with tongues and teeth that are designed to take care of the task in all but the dirtiest situations.

Dog: Grooming

Cost: approximately $60 to $80

Thumbtack puts the average cost of dog grooming at somewhere between $60 and $80 per session — but there’s a whole heap of variables, not the least of which is the breed. The American Kennel Club lists hundreds of breeds with a seemingly endless variation of coats and an equally vast array of grooming needs.