5. Figo

Your  beloved furry friend got injured or was involved in an accident? Figo has your back, in case any of the previously mentioned situations happen, they can offer you three different insurance plans.

However, the higher the plan, the annual payout limit will increase.

What is more interesting, the mobile app, Pet Cloud, will help you gain access to your Figo account, find dog parks for your puppy to play, puts you in direct contact with a vet( available 24/7) and allows you to share photos with other owners.

The sample premium for dogs is $22.15 and for cats is $23.40.