4. Embrace Pet Insurance 

What is different about this company from the rest? Well, this one covers your pet’s pre-existing conditions with only one exception.

If they suffer from an illness which turns out to be curable and they didn’t show any symptoms and require any treatment for at least one year, it is possible the company will cover the sickness in the future.

Embrace Pet Insurance also has a deductible which decreases each year your pet has been healthy and you didn’t file a claim.  What else do they cover?

They cover veterinary exam fees and even though they do not have wellness policies or  riders, they pride themselves with a plan which insure training or grooming.

The premium sample for dogs is around $24 and the one for cats is a little bit over $11.