What does a pet insurance policy cover?

Most of the insurances cover the care your dog or cat need while being sick or if they had an accident.

They will not cover routine exams, meaning that if you happen to be in the situation where your pet comes home with an injury or anything of that sort, only some expenses will be covered by the health company.

However, expenses coming from vaccinations, dental work and exams will not be covered by the insurer. There are some exceptions, which are mentioned in the list, that will provide you with treatments,  therapy and care riders.

Usually, pre-existing conditions are not on their agenda and most of these, companies will only provide for cats and dogs.